Income

For years, the “4% rule” has been repeated as if it were a law of nature: withdraw 4% of your portfolio in year one, adjust that dollar amount for inflation each year, and you “should”…
Read More

Retirement is the moment your money has to do something it has never done before: send you a steady paycheck instead of just growing quietly in the background. A reliable retirement paycheck is about turning…
Read More

The Question Everyone Asks—And Rarely Gets Right For many people approaching retirement, the question isn’t whether they’ve saved enough—it’s whether they can actually use what they’ve saved with confidence. “How much can we spend each…
Read More